Specific Legal Disclaimers

“COLORADO – 4.99% (5.060% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.060% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.060% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $750,998 and a loan amount of $600,798 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend.

“OREGON – 4.99% (5.364% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.364% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.364% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $668,837 and a loan amount of $535,069 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

“HOUSTON, TEXAS – 4.99% (5.080% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.080% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.080% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $472,180 and a loan amount of $377,744 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

“AUSTIN , TEXAS – 4.99% (5.081% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.081% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.081% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $465,365 and a loan amount of $372,292 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

“SOUTHERN CALIFORNIA CENTRO – 4.99% (5.056% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.056% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.056% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $815,990 and a loan amount of $652,792 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

“ARIZONA – 4.99% (5.078% APR)”:

*Limited Time Fixed Interest Rate 4.99% / 5.078% APR (“Promotion”) valid on new home contracts entered as of 11/15/24 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 1/31/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.078% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $467,121 and a loan amount of $373,697 20% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires

“NORTHERN CALIFORNIA – VALLEY OAK THE PARKS AND LONG MEADOW – TEMPORARY BUYDOWN”:

Offer available on select move-in ready homes only to the participating actively selling neighborhoods in the Northern California region if buyer signs and delivers a purchase agreement between 11/01/24 and 12/1/24 and closes and fully funds on or before 12/20/24. Not available for re-contracts. Offers may not be combined with any other existing promotions. Quoted buydown rate is also based on borrower being approved for promotional financing with any other existing promotions. Limited funds are available; rate(s) may change or not be available at the time of loan commitment, lock-in or closing if funds are exhausted. Not an offer to enter into an interest rate of discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Rates are based on a Conventional 2/1 buydown loan program and sales price of $758,465. Specific terms apply and buyer is subject to qualification that includes, but is not limited to, a minimum credit score of 720, down payment required, employment requirements, owner occupancy requirements and or any changes in investor guidelines or programs. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offers, incentives and seller contributions are subject to certain terms, conditions, and restrictions. Certain incentives could affect the loan amount. New Home Co. (“NHC”) reserves the right to change or discontinue this program at any time. Offer is not valid on contract re-writes or prior sales. Offer may not be redeemed for cash or equivalent or combined with other offers. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend.
Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024 The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. November 2024.

“HURRY HOME NORCAL”:

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12-31-24. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. September 2024.

Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com, 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend.

TEXAS TIERED BROKER BONUS:

Up to $5,000 broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at https://www.newhomeco.com/broker-policy in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. July 2024.

RIDGELINE VISTA BROKER SOCIAL CONTEST

*NO PURCHASE OR OTHER CONSIDERATION NECESSARY TO ENTER OR WIN A PRIZE. To be eligible, you must be a legal resident of the United States and at least 18 years of age at the time of entry. VOID WHERE PROHIBITED BY LAW. The odds of winning depend on the number of eligible entries received. To qualify for entry for each community, you must be a broker or agent who holds a valid and active Colorado real estate license and who has toured the home featured in the advertisement (each, a “Home Visit”) accompanied by a sales associate of New Home Co. (“NHC”). After each Home Visit, you must share the content of the Home Visit on your social media account and tag NHC Broker Collective on the social media platform and use #NHCBrokerContest. Entries will only be accepted from Thursday, October 10, 2024 to Thursday, October 31, 2024. The winner will receive a $500 Gift Card (“Prize”) which can be used wherever the Prize is accepted. The Prize is not redeemable for cash and no exchange, transfer or substitution is permitted unless NHC, in its sole discretion, determines otherwise. NHC will not notify those who have not won once the sweepstakes is closed. NHC will attempt to notify the potential prize winner within 10 days of the drawing. If the potential winner cannot be reached within 3 days, the prize will be forfeited and NHC will select an alternate prize winner at random from all eligible entries received during the entry period. Other restrictions may apply. All federal, state and local taxes are the sole responsibility of the winner. By participating, you confirm that you are at least 18 years of age and meet all eligibility requirements. NHC’s Privacy Policy is available at Privacy Policy | The New Home Company and the Broker Policy is available at Cooperating Broker Commission Policy | The New Home Co. *Instagram is not associated with, sponsoring, endorsing, or administering the promotion. *Meta is not associated with, sponsoring, endorsing, or administering the promotion. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024 The New Home Company Inc. October 2024.

NORCAL BROKER SOCIAL CONTEST

*NO PURCHASE OR OTHER CONSIDERATION NECESSARY TO ENTER OR WIN A PRIZE. To be eligible, you must be a legal resident of the United States and at least 18 years of age at the time of entry. VOID WHERE PROHIBITED BY LAW. The odds of winning
depend on the number of eligible entries received. To qualify for entry for each community, you must be a broker or agent who holds a valid and active California real estate license and who has toured the home featured in the advertisement (each, a “Home
Visit”) accompanied by a sales associate of New Home Co. (“NHC”). After each Home Visit, you must share the content of the Home Visit on your social media account and tag NHC Broker Collective on the social media platform and use #NHCBrokerContest.
Entries will only be accepted from Tuesday, October 8, 2024 to November 8, 2024. The winner will receive a $500 Gift Card (“Prize”) which can be used wherever the Prize is accepted. The Prize is not redeemable for cash and no exchange, transfer or
substitution is permitted unless NHC, in its sole discretion, determines otherwise. NHC will not notify those who have not won once the sweepstakes is closed. NHC will attempt to notify the potential prize winner within 10 days of the drawing. If the potential
winner cannot be reached within 3 days, the prize will be forfeited and NHC will select an alternate prize winner at random from all eligible entries received during the entry period. Other restrictions may apply. All federal, state and local taxes are the sole
responsibility of the winner. By participating, you confirm that you are at least 18 years of age and meet all eligibility requirements. NHC’s Privacy Policy is available at Privacy Policy | The New Home Company and the Broker Policy is available at Cooperating
Broker Commission Policy | The New Home Co. *Instagram is not associated with, sponsoring, endorsing, or administering the promotion. *Meta is not associated with, sponsoring, endorsing, or administering the promotion. Other restrictions and conditions
will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024 The New Home Company Inc. October 2024.

BROKER COLLECTIVE:

Broker Collective offers are available for a limited time only and applies only to the actively selling community featured in the advertisement. Not all offers will be available at every community. In order for a participating cooperating real estate broker (“Cooperating Broker”) to receive a commission in connection with the sale of real property, or a BTSA bonus (to the extent offered in the Texas communities featured in the advertisement), the Cooperating Broker must meet all terms and conditions set forth in NHC’s broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by NHC (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission (and any BTSA bonus, if applicable) to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than *09-01-24*. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. All rights reserved.

COLORADO TIERED BROKER BONUS:

*Up to $5,000 broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at https://www.newhomeco.com/broker-policy in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. July 2024.

ARIZONA TIERED BROKER BONUS:

Up to $3,000 broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at https://www.newhomeco.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. July 2024.

“THERE’S NO PLACE LIKE NEW” AUSTIN DISCLAIMER:

Prices, plans, features, options, availability and co-broke are subject to change without notice. Square footages are approximate. Offer available for limited time only, some offers may not be combined and apply only to homes in the region or community specified in the advertisement. Offers valid only for new contracts and does not apply to transfers, cancellations or re-writes. NHC reserves the right to change or discontinue these programs at any time. See Sales Agent for details. Buydown benefit for Year 1 is 3.99% (5.766% APR) and Years 2- 30 are 4.99% (5.766% APR). Fixed FHA/VA Rates assumes a 30-year fixed rate of 4.99% (5.733% APR). Fixed Conventional Rates assume a 30-year fixed rate of 5.875% (5.915% APR). All information in the financing example, including interest rates, payments, terms and availability of the loan program, and the sales price, are examples only and subject to change without notice. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown in the financing example. Any buydown funds may come from New Home Co. (“NHC”) or its affiliates. The terms of a buyer’s loan may restrict or limit the amount of any incentive that may be paid by the seller or may otherwise not permit the buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a buyer may be eligible. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our unaffiliated third-party lenders. All loans are subject to approval of the purchaser’s credit by such unaffiliated third-party lenders. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Up to $5K BTSA offer valid on select homes across region specified in advertisement. BTSA will be paid at closing and is subject to terms and conditions in New Home’s broker policy (www.newhomeco.com/broker-policy). This Broker/Agent offer is in lieu of any other bonus, incentive or promotion. BTSA is subject to caps, if any, on total broker compensation imposed by homebuyer’s lender. BTSA offer available only for licensed real estate agents. This promotion may not be available to agents with buyers purchasing homes as investment property. All incentives or price reductions are subject to use of NHC’s preferred lender. Reductions may vary based on community. “Move-in Ready Package” includes the choice between either an “Appliance Package” or a “Blinds Package”. The Appliance Package includes a refrigerator, washer, and dryer, with a value not to exceed $4,000. Model numbers of appliances included in the Appliance Package may vary from home to home and manufacturer’s availability. The Blinds Package includes standard 2-inch White Capri faux-wood blinds, with a value not to exceed $3,000. Faux-wood blinds will be installed in windows within the air-conditioned living areas of the home. Faux-wood blinds will not be installed in sidelights adjacent to exterior doors, in frosted windows, in eyebrow windows, in irregular shaped windows, or in windows that are on the exterior of an attic space. Cash or credit will not be given in lieu of incentive amount. See sales manager for the “Appliance Package” applicable to any specific home. Offers applicable for contracts written on or before July 31 and home must close by September 15, 2024 to qualify.

“HOMES FOR OUR HEROES” DISCLAIMERS & RESTRICTIONS:

$2,500 available at select communities only. Offer is available for a limited time only to buyers who are employed as first responders, educators, health care professionals, and service men and women. Incentive is redeemable in combination with other offers. New Home Co. reserves the right to change or discontinue this program at any time without notice. Offer is not valid on contract re-writes or prior sales. All terms are subject to change and availability.

TRADER PARTNER HOME PURCHASE DISCOUNT POLICY:

Trade Partners, and employees of trade partners, who are contracted to do work for New Home Co. are eligible for a 3% discount under the Company’s Trade Partner Home Purchase Discount program. To participate in this program, review the following information and complete the following form, including obtaining all required signatures. The head of sales for the applicable division can assist with obtaining the approvals. Once fully completed, the approved form should be submitted to the division’s head of finance. The home purchased from the Company will be owned and occupied as the buyer’s primary residence. Trade Partner or Trade Partner employee may not be represented by a broker or realtor (i.e. if the Company is obligated to pay a broker/realtor commission, the buyer will not be eligible for any discount).

A. ELIGIBILITY: New Home Co. Trade Partners and their employees are eligible for this Discount Program. The employee must be employed full-time by the Trade Partner to be eligible for this discount. The Trade Partner must be in good standing with New Home Co., which is to be determined and approved at the discretion of New Home Co.

B. BENEFIT: This program provides for a 3% discount on the purchase price (base sales price+ lot premium+ options) of a New Home Co. home. The discount applies to the first $3,000,000 of the purchase price. Except as otherwise noted herein, no further discounts apply.

RATE LOCK PROGRAM:

Any Rate Lock Guarantee offered by a New Home Co. (“NHC”) division will be subject to rules and conditions set forth by the applicable preferred lender. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the buyer’s credit by a lender that is not affiliated with NHC. Buyer must use NHC’s preferred lender to qualify for any loan promotions; however, buyer is not required to finance through NHC’s preferred lender to purchase a home. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. Buyer must qualify for financing without regard to the loan program. Offer may not be redeemed for cash or equivalent or combined with other offers. NHC is not a lender and has no control over credit approval or the terms of any offer to lend by any lender.

LOW MONTHLY PAYMENTS:

All information in any low monthly payment calculations including interest rates, payments, terms and availability of the loan program, and the sales price, are examples only and subject to change without notice. HOA assessments are additional and are not included in the monthly payment calculations. Interest rates may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates used in the monthly payment calculations. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our unaffiliated third-party lenders. All loans are subject to approval of the buyer’s credit by such unaffiliated third-party lenders. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing at the interest rate shown in the monthly payment calculations without regard to the loan program.

BUYER REFERRAL:

Up to $5,000 Buyer Referral Fee paid to any existing homeowner of a New Home Co. (“NHC”) residence who refers a home to a third-party buyer after closing on such buyer’s home. The amount of the Buyer Referral Fee will vary by each division participating in the Buyer Referral Program. A referral card must be submitted by referring party to the NHC sales representative prior to or along with buyer on their first visit to the community. Referring party must meet all terms and conditions set forth in the Referral Credit Agreement and other documents and materials required by NHC (“Referral Docs”). Brokers/agents and NHC employees are not eligible for the Buyer Referral Program. Offer is valid only on contracts without broker representation, and other limitations, restrictions and conditions will apply, including timing requirements for buyer’s delivery of sales documents and required deposit of funds and/or the closing of buyer’s home. Offer is available for a limited time only and applies only to NHC divisions participating in the Buyer Referral Program. Only one Buyer Referral Fee per home closed. NHC homeowners may receive a Buyer Referral Fee for a maximum of 3 referrals annually. For a limited time, at Olivewood and Ravello communities in Irvine, CA, buyers participating in this program may receive up to $50,000 subject to all terms and conditions of the program, including no broker involvement in the sale. All terms and conditions regarding the Buyer Referral Program are subject to change or cancellation without notice and if there is any conflict between the Referral Docs and any other information including, that on the website, the Referral Docs will control. Federal and state taxes are the responsibility of the recipient of the Buyer Referral Fee. For specific details and restrictions, ask a sales associate for additional information and a copy of the Referral Credit Agreement for the community. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity.

INTEREST RATE BUYDOWN:

Interest rates shown for any interest rate buydown offer may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the borrower, builders, sellers or another interested third party and are subject to interested party contribution limitations. The terms of a buyer’s loan may restrict or limit the amount of any incentive that may be paid by the seller or may otherwise not permit the buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a buyer may be eligible. Offer may not be redeemed for cash or equivalent or combined with other offers. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our unaffiliated third-party lenders. All loans are subject to approval of the buyer’s credit by such unaffiliated third-party lenders. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program.

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Specific Legal Disclaimers

Specific Legal Disclaimers

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