Oregon Disclaimers

OREGON – VINEYARD – 4.99 (5.752% APR)

Assumes a $704,990 purchase price, $692,220 loan amount with a 4.99% interest rate (5.752% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Loans must close by April 16th, 2025. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM – 4.99 (5.767% APR)

Assumes a $509,990 purchase price, $500,752 loan amount with a 4.99% interest rate (5.767% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Loans must close by April 16th, 2025. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM – 4.99 (5.781% APR)

Assumes a $409,990 purchase price, $402,563 loan amount with a 4.99% interest rate (5.781% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Loans must close by April 16th, 2025. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM – 4.99 (5.760% APR)

Assumes a $584,990 purchase price, $574,394 loan amount with a 4.99% interest rate (5.760% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Loans must close by April 16th, 2025. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM – 2.99% (5.766% APR)

Assumes a $519,990 purchase price, $510,571 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.766% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2942.54 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3227.65 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3531.09 PITI and HOA fees of $178 at 4.99%. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM – 4.99% (5.760% APR)

Assumes a $584,990 purchase price, $574,394 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.760% Annual Percentage Rate). 740 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3972.48 and HOA fees of $178 at 4.99% interest rate. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – VINEYARD TOWNES – 2.99% (6.463% APR):

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.463% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2829 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3114 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3400 PITI and HOA fees of $178 at 4.99%. Loans must close by 3/30/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – VINEYARD – TOWNES – 4.99% (5.768% APR)

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.768% Annual Percentage Rate). 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – VINEYARD – RESIDENCES – 4.99% (5.949% APR)

Assumes a $759,990 purchase price, $746,224 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.949% Annual Percentage Rate). 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – AXIOM 2.99% (6.459% APR):

Assumes a $534,990 purchase price, $525,299 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.459% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2939 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3232 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3698 PITI and HOA fees of $178 at 4.99%. Loans must close by 3/30/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions

OREGON – VINEYARD 2.99% (6.463% APR):

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.463% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2829 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3114 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3400 PITI and HOA fees of $178 at 4.99%. Loans must close by 3/30/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON-VINEYARD 4.99% (5.766% APR):

Assumes $524,990 purchase price, $506,615 loan amount with a 4.99% interest rate (5.766% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2764.06 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Must close by April 16th, 2025 Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON-VINEYARD 4.99% (5.947% APR):

Assumes $784,990 purchase price, $757,515 loan amount with a 4.99% interest rate (5.947% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $4132.96 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Must close by April 16th, 2025 Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON-AXIOM 4.99% (5.769% APR):

Assumes $497,990 purchase price, $480,560 loan amount with a 4.99% interest rate (5.769% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2621.90 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Must close by April 16th, 2025 Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD 2.99% (5.770% APR):

Assumes a $484,990 purchase price, $468,015 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.770% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal & Interest $2005 at 2.99% interest rate. Year 2 monthly payment $2270.73 at 3.99% and Years 3-30 payments of $2553.46 at 4.99%. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON – VINEYARD 2.99% (5.752% APR):

Assumes a $704,990 purchase price, $680,315 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.752% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal & Interest $2914.70 at 2.99% interest rate. Year 2 monthly payment $3300.77 at 3.99% and Years 3-30 payments of $3711.76 at 4.99%. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

OREGON 4.99 (5.795% APR):

Limited Time Fixed Interest Rate 4.99% / 5.795% APR (“Promotion”) valid on new home contracts entered as of 1/24/25 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 4/16/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.795% APR is calculated using seller incentives and is based on a 30-Year fixed rate FHA loan with a Total Purchase Price of $489,990 and a loan amount of $481,114 3.5% down payment and 740 median credit score. Promotion is only available of FHA and VA loans. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.