Northern California Disclaimers

NORCAL – 4.99 (5.069% APR)

Assumes a $737,170 purchase price, $589,736 loan amount with a 4.99% interest rate (5.069% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $3,981.05 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.065% APR)

Assumes a $1,044,460 purchase price, $835,568 loan amount with a 4.99% interest rate (5.065% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $5,646.72 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.121% APR)

Assumes a $428,990 purchase price, $343,192 loan amount with a 4.99% interest rate (5.121% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $2,319.27 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.055% APR)

Assumes a $1,454,885 purchase price, $1,163,908 loan amount with a 4.99% interest rate (5.055% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $7,853.49 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.067% APR)

Assumes a $783,395 purchase price, $626,716 loan amount with a 4.99% interest rate (5.067% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $4,234.13 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.070% APR)

Assumes a $735,170 purchase price, $588,136 loan amount with a 4.99% interest rate (5.070% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $4,427.95 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – 4.99 (5.101% APR)

Assumes a $427,990 purchase price, $342,392 loan amount with a 4.99% interest rate (5.101% Annual Percentage Rate) on a 30-year fixed rate Conventional loan with 20% downpayment. $2,577.78 monthly principal and interest payment. Minimum 740 FICO to qualify. Select properties only. Must close by April 30th, 2025. Not all applicants will qualify.

NORCAL – ARBOR RANCH – HOMESITE 23 – 4.99 (5.962%) APR

Assumes a $789,395 purchase price, $775,096 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.962% Annual Percentage Rate). Monthly payment of $6,039.22 Principal, Interest, Taxes and Insurance (PITI) at 4.99% interest rate. 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

NORCAL – LONG MEADOW 4.99% (5.967% APR):

Assumes a $695,000 purchase price, $682,411 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.967% Annual Percentage Rate). Monthly payment of $4,884.36 Principal, Interest, Taxes and Insurance (PITI) at 4.99% interest rate. 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

NORCAL – LONG MEADOW 4.99% (5.765% APR):

Assumes a $715,230 purchase price, $702,274 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.765% Annual Percentage Rate). Monthly payment of $4,912.27 Principal, Interest, Taxes and Insurance (PITI) at 4.99% interest rate. 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

NORCAL – LONG MEADOW 4.99% (5.764% APR):

Assumes a $737,170 purchase price, $723,817 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.764% Annual Percentage Rate). Monthly payment of $5,062.96 Principal, Interest, Taxes and Insurance (PITI) at 4.99% interest rate. 780 Minimum FICO score. Loans must close by 4/16/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions.

NORCAL – ARBOR 4.99% (5.046% APR):

Assumes a $881,415 purchase price, $850,565 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.046% Annual Percentage Rate). Monthly payment of $4,560.82 Principal, Interest, Taxes and Insurance (PITI) at 4.99% interest rate. 780 Minimum FICO score. Limited time offer and only certain properties will qualify. Loans must close by 4/16/25.

NORCAL 4.99% (5.963 APR)- LONG MEADOW – LOT 93:

Assumes a $771,265 purchase price, $757,294 loan amount with a 4.99% interest rate (5.963% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment, with a monthly Principal, Interest, Taxes, and Insurance payment of $4,522.74. Minimum 680 FICO to qualify. Select properties only. Must close by February 28th, 2025. Not all applicants will qualify.