Specific Legal Disclaimers

Now Is the Time For New:

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 03/01/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 03/30/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. January 2025.

COLORADO 4.99 (5.555% APR):

Limited Time Fixed Interest Rate 4.99% / 5.555% APR (“Promotion”) valid on new home contracts entered as of 1/24/25 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 4/16/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.555% APR is calculated using seller incentives and is based on a FHA fixed rate mortgage with a Total Purchase Price of $635,000 and a loan amount of $610,000 3.5% down payment and 740 median credit score. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion is only available of FHA and VA loans.

Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend.

OREGON 4.99 (5.795% APR):

Limited Time Fixed Interest Rate 4.99% / 5.795% APR (“Promotion”) valid on new home contracts entered as of 1/24/25 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 4/16/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.795% APR is calculated using seller incentives and is based on a 30-Year fixed rate FHA loan with a Total Purchase Price of $489,990 and a loan amount of $481,114 3.5% down payment and 740 median credit score. Promotion is only available of FHA and VA loans. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – BALMORAL 4.99 (5.178% APR):

4.99% interest rate (5.178% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. 620 minimum FICO score to qualify. $2374.45 monthly principal and interest payment. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – MARVIDA 4.99 (5.269% APR):

4.99% interest rate (5.269% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. 620 minimum FICO score to qualify. $2611.38 monthly principal and interest payment. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – SUNTERRA 4.99 (5.304% APR):

Assumes a $374,990 purchase price, 361,865 loan amount with a 4.99% interest rate (5.304% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $1974.31 monthly principal and interest payment. Minimum 620 FICO to qualify. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – BALMORAL 4.99 (5.182% APR):

4.99% interest rate (5.182% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. 620 minimum FICO score to qualify. $2,121.73 monthly principal and interest payment. Select properties only. Must close by April 16th, 2025. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

ARIZONA 4.99 1/1 BUYDOWN (5.883% APR):

Assuming a purchase price of $450,000 with a loan amount of $434,250 on a 30-year fixed FHA loan with 3.5% down. Interest rate at 4.99%, 5.883% Annual Percentage Rate. 96.5% Loan to value, minimum FICO at 620. 1% in discount points charged on FICO scores below 680. Limited Time Offer. Year 1 payment $2,145.78 Principal and Interest (P&I) @ 3.99%. Year 2 -30 payment $2412.95 P&I at 4.99%. Not all borrowers will qualify. Rates available as of 1/28/2025. Must close by April 16th, 2025. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – 6 CREEKS 4.99 (5.258% APR):

Assumes a $554,990 purchase price, 535,656 loan amount with a 4.99% interest rate (5.258% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2,922.01 monthly principal and interest payment. Minimum 620 FICO to qualify. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – PORCH 4.99 (5.280% APR):

Assumes a $449,990 purchase price, 434,240 loan amount with a 4.99% interest rate (5.280% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2,369.19 monthly principal and interest payment. Minimum 620 FICO to qualify. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS TIERED BROKER BONUS:

Up to $5,000 broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at https://www.newhomeco.com/broker-policy in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. July 2024.

BROKER COLLECTIVE:

Broker Collective offers are available for a limited time only and applies only to the actively selling community featured in the advertisement. Not all offers will be available at every community. In order for a participating cooperating real estate broker (“Cooperating Broker”) to receive a commission in connection with the sale of real property, or a BTSA bonus (to the extent offered in the Texas communities featured in the advertisement), the Cooperating Broker must meet all terms and conditions set forth in NHC’s broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by NHC (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission (and any BTSA bonus, if applicable) to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than *09-01-24*. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. All rights reserved.

COLORADO TIERED BROKER BONUS:

*Up to $5,000 broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at https://www.newhomeco.com/broker-policy in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 12-31-24. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. July 2024.

ARIZONA TIERED BROKER BONUS:

Up to 4% broker bonus available for a limited time only and applies only to (a) select residences in the community featured in the advertisement and (b) cooperating real estate brokers (each, a “Cooperating Broker”) who bring multiple clients who close escrow for the purchase of such select residences in the community. Not all offers will be available at every community. For specific details and restrictions, ask a sales associate for a copy of the Broker Cooperation Agreement for the community. To be eligible, a participating Cooperating Broker must meet all terms and conditions set forth in New Home Co.ʼs broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents. To be eligible, Cooperating Brokerʼs client must execute all sales documents and deliver required deposit of funds no later than 12-31-25. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. January 2025.

“HOMES FOR OUR HEROES” DISCLAIMERS & RESTRICTIONS:

$2,500 available at select communities only. Offer is available for a limited time only to buyers who are employed as first responders, educators, health care professionals, and service men and women. Incentive is redeemable in combination with other offers. New Home Co. reserves the right to change or discontinue this program at any time without notice. Offer is not valid on contract re-writes or prior sales. All terms are subject to change and availability.

TRADER PARTNER HOME PURCHASE DISCOUNT POLICY:

Trade Partners, and employees of trade partners, who are contracted to do work for New Home Co. are eligible for a 3% discount under the Company’s Trade Partner Home Purchase Discount program. To participate in this program, review the following information and complete the following form, including obtaining all required signatures. The head of sales for the applicable division can assist with obtaining the approvals. Once fully completed, the approved form should be submitted to the division’s head of finance. The home purchased from the Company will be owned and occupied as the buyer’s primary residence. Trade Partner or Trade Partner employee may not be represented by a broker or realtor (i.e. if the Company is obligated to pay a broker/realtor commission, the buyer will not be eligible for any discount).

A. ELIGIBILITY: New Home Co. Trade Partners and their employees are eligible for this Discount Program. The employee must be employed full-time by the Trade Partner to be eligible for this discount. The Trade Partner must be in good standing with New Home Co., which is to be determined and approved at the discretion of New Home Co.

B. BENEFIT: This program provides for a 3% discount on the purchase price (base sales price+ lot premium+ options) of a New Home Co. home. The discount applies to the first $3,000,000 of the purchase price. Except as otherwise noted herein, no further discounts apply.

RATE LOCK PROGRAM:

Any Rate Lock Guarantee offered by a New Home Co. (“NHC”) division will be subject to rules and conditions set forth by the applicable preferred lender. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the buyer’s credit by a lender that is not affiliated with NHC. Buyer must use NHC’s preferred lender to qualify for any loan promotions; however, buyer is not required to finance through NHC’s preferred lender to purchase a home. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. Buyer must qualify for financing without regard to the loan program. Offer may not be redeemed for cash or equivalent or combined with other offers. NHC is not a lender and has no control over credit approval or the terms of any offer to lend by any lender.

LOW MONTHLY PAYMENTS:

All information in any low monthly payment calculations including interest rates, payments, terms and availability of the loan program, and the sales price, are examples only and subject to change without notice. HOA assessments are additional and are not included in the monthly payment calculations. Interest rates may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates used in the monthly payment calculations. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our unaffiliated third-party lenders. All loans are subject to approval of the buyer’s credit by such unaffiliated third-party lenders. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing at the interest rate shown in the monthly payment calculations without regard to the loan program.

BUYER REFERRAL:

Up to $5,000 Buyer Referral Fee paid to any existing homeowner of a New Home Co. (“NHC”) residence who refers a home to a third-party buyer after closing on such buyer’s home. The amount of the Buyer Referral Fee will vary by each division participating in the Buyer Referral Program. A referral card must be submitted by referring party to the NHC sales representative prior to or along with buyer on their first visit to the community. Referring party must meet all terms and conditions set forth in the Referral Credit Agreement and other documents and materials required by NHC (“Referral Docs”). Brokers/agents and NHC employees are not eligible for the Buyer Referral Program. Offer is valid only on contracts without broker representation, and other limitations, restrictions and conditions will apply, including timing requirements for buyer’s delivery of sales documents and required deposit of funds and/or the closing of buyer’s home. Offer is available for a limited time only and applies only to NHC divisions participating in the Buyer Referral Program. Only one Buyer Referral Fee per home closed. NHC homeowners may receive a Buyer Referral Fee for a maximum of 3 referrals annually. For a limited time, at Olivewood and Ravello communities in Irvine, CA, buyers participating in this program may receive up to $50,000 subject to all terms and conditions of the program, including no broker involvement in the sale. All terms and conditions regarding the Buyer Referral Program are subject to change or cancellation without notice and if there is any conflict between the Referral Docs and any other information including, that on the website, the Referral Docs will control. Federal and state taxes are the responsibility of the recipient of the Buyer Referral Fee. For specific details and restrictions, ask a sales associate for additional information and a copy of the Referral Credit Agreement for the community. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity.

INTEREST RATE BUYDOWN:

Interest rates shown for any interest rate buydown offer may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the borrower, builders, sellers or another interested third party and are subject to interested party contribution limitations. The terms of a buyer’s loan may restrict or limit the amount of any incentive that may be paid by the seller or may otherwise not permit the buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a buyer may be eligible. Offer may not be redeemed for cash or equivalent or combined with other offers. Not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. NHC is not a lender and will direct potential buyers to one of our unaffiliated third-party lenders. All loans are subject to approval of the buyer’s credit by such unaffiliated third-party lenders. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program.

FLEX CASH:

Offer is available for a limited time only and applies only to the Colorado and Texas regions in the Ridgeline Vista, Sterling Ranch, Woodrose, Marvida, and 6 Creeks communities featured in the advertisement. Not all offers will be available at every community. Offer is available on select homes that are scheduled to close on or before 05/31/25. To be eligible, buyer must execute all sales documents and deliver required deposit of funds no later than 05/31/25 and qualify with and use New Home Co.’s preferred lender for all purchase financing. The terms of a buyer’s loan may restrict or limit the amount of incentives that may be paid by New Home Co., may otherwise not permit the buyer to receive the incentive and/or the incentive may affect the amount of loan for which a buyer may be eligible. Check with your lender for details on a particular loan program and the amount of the incentive for which you may be eligible. Offer is subject to change or withdrawal at any time without notice, and is not valid on contract re-writes or prior sales. Offer may not be redeemed for cash or equivalent or combined with other offers. All terms are subject to change and availability. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2025 The New Home Company Inc. January 2025.

CLOSING COSTS:

Offer is available for a limited time only and applies only to Homesite 19 and Homesite 37 at Axiom River Terrace featured in the advertisement. Not all offers will be available at every community. Maximum Closing Cost Credit up to $10,000 depending on community and homesite. To be eligible, buyer must execute all sales documents and deliver required deposit of funds no later than 4/1/2025 and qualify with and use New Home Co.’s affiliated lender, Universal Lending, for all purchase financing. The terms of a buyer’s loan may restrict or limit the amount of the Closing Cost Credit that may be paid by New Home Co., may otherwise not permit the buyer to receive the Closing Cost Credit and/or the Closing Cost Credit may affect the amount of loan for which a buyer may be eligible. Check with your lender for details on a particular loan program and the amount of the Closing Cost Credit for which you may be eligible. Offer is subject to change or withdrawal at any time without notice, and is not valid on contract re-writes or prior sales. Offer may not be redeemed for cash or equivalent or combined with other offers. All terms are subject to change and availability.

CANOPIES EVENT INCENTIVE:

$5,000 BTSA requires that Broker/Agent attend the VIP Model Grand Opening at The Canopies in Splendora on February 5, 2025 and that such Broker/Agent’s client goes on to purchase a home at The Canopies before the end of the day on February 8, 2025 (the “End Date”). To be eligible, buyer must execute all sales documents and deliver required deposit of funds no later than 2/8/2025 and qualify with and use NHC’s affiliated lender, Universal Lender, for all purchase financing. Offer valid only for new contracts and does not apply to transfers, cancellations or re-writes. BTSA will be paid at closing. This Broker/Agent offer is in lieu of any other bonus, incentive or promotion. BTSA is subject to caps, if any, on total broker compensation imposed by homebuyer’s lender or in any written commission agreement between homebuyer and Broker/Agent. BTSA offer available only for licensed real estate agents. Such Broker/Agent’s clients that purchase prior to the End Date are eligible to receive a complimentary Refrigerator, Washer and Dryer worth up to $5,000, while supplies last. Incentive is not available for home purchasers that do not meet the requirements outlined above, including Broker/Agent registration at event on February 5, 2025. The model, size, style, color and other features of the appliances will be selected by New Home Co. (“NHC”) in its sole discretion. No substitutions permitted. The actual appliances received, and the value thereof, may vary. The appliance is not warranted by NHC and buyer will need to contact the appliance manufacturer under such manufacturer’s product warranty regarding any damage to the appliance. The terms of a buyer’s loan may restrict or limit the amount of incentives that may be paid by NHC, may otherwise not permit the buyer to receive the incentive and/or the incentive may affect the amount of loan for which a buyer may be eligible. Offer is subject to change or withdrawal at any time without notice. Void where prohibited. May not be redeemed for cash or equivalent or combined with other offers. Offer expires February 8, 2025. REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS®.

SOCAL – HAYES – 4.5 (5.612 APR%):

Assumes a $519.990 purchase price, $510,571 loan amount on a 30-year fixed FHA loan at a 4.5% interest rate, 5.612% Annual Percentage Rate, with 3.5% downpayment, and payment of $15,317.13 in discount points, 680 FICO Score, with a monthly Principal, Interest, Taxes, and Insurance payment of $3,550.49. Must close by April 16th, 2025. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend..

SOCAL – WESTPORT – 4.5 (5.645 APR%):

Assumes a $399,990 purchase price, $392,744 loan amount on a 30-year fixed FHA loan at a 4.5% interest rate, 5.645% Annual Percentage Rate, with 3.5% downpayment, and payment of $11,782.32 in discount points, 680 FICO Score, with a monthly Principal, Interest, Taxes, and Insurance payment of $4,271.89. Must close by April 16th, 2025. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend..

NORCAL 4.99% (5.963 APR)*- LONG MEADOW – LOT 93:

Assumes a $771,265 purchase price, $757,294 loan amount with a 4.99% interest rate (5.963% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment, with a monthly Principal, Interest, Taxes, and Insurance payment of $4,522.74. Minimum 680 FICO to qualify. Select properties only. Must close by February 28th, 2025. Not all applicants will qualify. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend.

TEXAS – 6 CREEKS 4.99 (5.262% APR):

Assumes a $529,990 purchase price, 511,440 loan amount with a 4.99% interest rate (5.262% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2,790.31 monthly principal and interest payment. Minimum 620 FICO to qualify. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – PORCH 4.99 (5.286% APR):

Assumes $427,990 purchase price, $413,010 loan amount with a 4.99% interest rate (5.286% Annual Percentage Rate)
on a 30-year fixed rate FHA loan with 3.5% downpayment. $2,253.36 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Must close by April 16th, 2025. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

TEXAS – SUNTERRA 4.99 (5.276% APR):

Assumes $467,990 purchase price, $451,610 loan amount with a 4.99% interest rate (5.276% Annual Percentage Rate)
on a 30-year fixed rate FHA loan with 3.5% downpayment. $2463.96 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Must close by April 18th, 2025 Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

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